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Writer's pictureMy Budget My Money

The Beginning

We had been dating for a while, both in our very early 20s.

With almost $7000 in our bank accounts and minimum wage salaries – we were seeking something else.


We didn’t know what it is, or what life would look like, but the only thing we could tell is that spending 40 years of working 9 to 5 with extra hours is not an option for us.

My partner just got his MBA and was in the early stages of his career. I had a diploma that allowed me to trade time for money in the workplace. When we imagined our lives 15 years later, we saw a family with a few children, with 2 exhausted parents both working full-time jobs trading our best hours of the day for average salaries, seeing our kids on the evenings & weekends while desperate for some quiet time for ourselves. This picture haunts us to that day. What a vicious cycle.


This painful feeling... Looking at our parents who dedicated their lives to working, surviving, and saving some money aside was almost unbearable. Yes, they had a roof over their heads, food on their table, a car, and some leftovers to afford extras. But it wasn’t enough, we wanted more of life. The more we dug into it, the more question came up. So many questions, I decided to study Economics at the university and find the answers. I Graduated with the highest distinction, but with even more questions yet to be answered.


This is when I made the most stupid impulsive investment of my life, yet to be told :-)


It brought us to explore how money works. How does money work? We started investigating. Our day jobs paid the bills, and the nights were dedicated to exploration. It took us roughly 2 months of rigorous and intensive studies to make a plan. A life plan. A financial Plan.


Using a pencil and a piece of paper each, in separate rooms, we started drawing our dreams on paper... When we exchanged them, it made us cry. Every important aspect of life was identical: a safe place to live in, a family, a connection to nature, a purpose for each one of us, children who grow in a loving encouraging environment who are educated to love others.

10 years later, we live in greenery, safely, and happily, surrounded by nature with beautiful children, and we now see our financial independence arriving soon.


During the past 10 years, I switched careers; I went through post-partum depression, we got married bought and sold real estate twice, immigrated to another continent, and lost family members we loved so much.


One thing stayed solid: Our Financial Plan.







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